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As an experienced agent I make it my
business to become familiar with the wide variety of financing programs
available
today so that
I can help make the loan process as smooth as possible.
Financing can be tricky, with lots of exceptions and rules.
I'll help guide you through the process and make sure it is the best
product for you.
FIRST TIME HOME BUYER
ASSISTANCE
The Maine State Housing Program is a truly unique program for the first
time buyer. It allows the qualified buyer to combine a 5% conventional loan,
a
Federal Housing Administration (FHA), a Veterans Administration
(VA), or a Rural Housing Development (Dept. of Agr.) loan with the
Maine State Housing rate.
Contact me to find out what the current
rate is.
A PLAN FOR THE "CREDIT
CHALLENGED"
Another question people often relate is
"well my credit isn't stellar. Can I still buy a Home?"
Certain programs *are* easier on late payments and bankruptcies. In all cases, I can give you a plan
that could allow you to purchase a home in six months to a
year.
YOUR VA LOAN ADVOCATE
I am totally versed on
the VA market and how it works. A huge part of making the process
smooth is to work with someone who really knows the ins and outs of
the VA program. I will bring that to your transaction. Naturally,
you’ll learn a lot about VA financing and how the system works.
I know lots of tricks to make the transitions easy, what programs
work and which programs don't work. In addition, I can advise you
when NOT to use your VA loan rights.
You can read more about
VA in my VA section.
Have any questions?
Give me a call at (207) 319-7810 or e-mail Steve@SteveCaron.com.
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